Making home improvements?
Shopping for a new home?
GCAFCU offers the convenience you NEED and
the hometown service you DESERVE!
Turn equity into dreams.
Home Equity Loans
Actual Annual Percentage Rate may vary based on creditworthiness, age of vehicle, loan-to-value and terms of the loan. Not all members will qualify for the lowest rate. Minimum loan amount is $5,000 for Home Equity; $50,000 minimum for mortgages, and the maximum rate is 6.0% APR. To be eligible, total debt-to-income ratio must be less than 45%, and unsecured debt-to-income ratio must be less than 50%. Eligibility is also based on your loan-to-value ratio and other underwriting standards. GCAFCU Membership is required.