Loan Services

Competitive terms on all loans

We offer low rates and competitive terms on loans for new and used vehicles, recreational vehicles, vacations, home improvement, and more. Don’t borrow from a stranger. Instead, deal with YOUR CREDIT UNION, where you are an owner and a member, and not just a number. We are always willing to discuss options, so even if you do not see exactly what you are looking for here, we’d love to sit down and talk with you to see how we can help. Give us a call today!

GCAFCU loan services

Searching for just the right vehicle can be extremely time consuming. Don’t waste additional time searching for a place to finance your loan. Our rates are competitive, the loan application process is quick and convenient, and the service you’ll receive is friendly and efficient. We finance both new and used vehicles.

Need help buying a vehicle? Search Smart! Our Member Auto Center can help you!

  • Research new autos
  • Search pre-owned inventory from preferred dealers
  • Free price quotes on new or pre-owned autos
  • Find out what your trade-in value is
  • Locate preferred local dealers
  • Auto buying advice and tips
  • Apply online for a loan with your Credit Union

Check out our Member Auto Center now!

When looking to purchase a new home, Grove City Area Federal Credit Union has the right mortgage option for you!

Need a little extra money, but don’t want to drain your savings account? A Share Secured loan may be what you need. Borrow against your own money at a low rate. You will continue to earn dividends on the money in your account.

Visa Credit Card
A Credit Union Visa® card gives you a convenient way to make purchases at more than five million places and get emergency cash from thousands of locations worldwide. Record keeping is easy with a monthly Visa® account statement, and you have two options to choose from!

We have our traditional Platinum Visa and our Rewards Visa. Both have the following features.

  • No Annual Fee
  • Fixed Interest Rate
  • $25 Late Fee
  • $25 Return Check Fee
  • Credit Line $500 - $20,000
  • Cash Advance Fee 2%/$10 Minimum
  • $0 Balance Transfer Fee
  • 1% Foreign Transaction Fee
  • Minimum Payment of 2.5% or $20

The Difference?

Platinum Visa:
  • Interest Rate 9.90%
  • No Rewards
  • No Promotional Pricing
Rewards Visa:
  • Interest Rate 11.90%
  • Rewards -- Points = Merchandise or Cash
  • Promotional Pricing 6.90% for 12 Months on BalanceTransfers (after 12 months, interest rate reverts back to 11.90%)
Applications can be picked up at the Credit Union Office or call us and we will mail one to you.

Use the equity in your home to add a new deck and pool, fix that leaky roof, finance your children’s education, buy a new vehicle, take a dream vacation, or consolidate high interest credit card balances into one monthly low cost payment!
We offer fixed rate equity loans. Call the Loan Department for the right Home Equity Loan for you.

Need extra money for auto repairs, vacation, the holidays or some other personal expenses? Our unsecured personal loan may be what you need. Borrow up to $10,000 for 60 months.

Wherever you are in your higher education,
Get the money you need for school.
Whether you’re an undergraduate, graduate student, or parent, Get money for school from Sallie Mae®
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
– Competitive interest rates
– Multiple repayment options
– No origination fees; no prepayment penalty
Smart Option Student Loan® for Undergraduate Students
Parent LoanSM
Plus, a suite of graduate loans to pay for expenses included in your school’s cost of attendance and designed for your specific degree

Click here to find out which loan is right for you.

These loans are made by Sallie Mae Bank or a lender partner. Grove City Area Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.This information is for borrowers attending degree-granting institutions only. You must be attending or have attended a participating school located in the U.S. during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower, cosigner and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
© 2018 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank or its subsidiaries. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.