Loan Services

Competitive terms on all loans

We offer low rates and competitive terms on loans for new and used vehicles, recreational vehicles, vacations, home improvement, and more. Don’t borrow from a stranger. Instead, deal with YOUR CREDIT UNION, where you are an owner and a member, and not just a number. We are always willing to discuss options, so even if you do not see exactly what you are looking for here, we’d love to sit down and talk with you to see how we can help. Give us a call today!


GCAFCU loan services


Vehicle Loans

Searching for just the right vehicle can be extremely time consuming. Don’t waste additional time searching for a place to finance your loan. Our rates are competitive, the loan application process is quick and convenient, and the service you’ll receive is friendly and efficient. We finance both new and used vehicles.



When looking to purchase a new home, Grove City Area Federal Credit Union has the right mortgage option for you!


Share Secured

Need a little extra money, but don’t want to drain your savings account? A Share Secured loan may be what you need. Borrow against your own money at a low rate. You will continue to earn dividends on the money in your account.


Visa Credit Card

A Credit Union Visa® card gives you a convenient way to make purchases at more than five million places and get emergency cash from thousands of locations worldwide. Recordkeeping is easy with a monthly Visa® account statement.

  • No Annual Fee
  • Interest on the unpaid balance equals 9.9% Annual Percentage Rate for purchases and cash advances.
  • 25-day grace period on purchases.

Applications can be picked up at the Credit Union Office or call us and we will mail one to you.


Home Equity

Use the equity in your home to add a new deck and pool, fix that leaky roof, finance your children’s education, buy a new vehicle, take a dream vacation, or consolidate high interest credit card balances into one monthly low cost payment!

We offer fixed rate equity loans. Call the Loan Department for the right Home Equity Loan for you.


Unsecured Personal

Need extra money for auto repairs, vacation, the holidays or some other personal expenses? Our unsecured personal loan may be what you need. Borrow up to $10,000 for 60 months.


Sallie Mae Student Loan

For borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates! The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Option Student Loan features and benefits:

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 24/7 online account management

To learn more please get started here.