Loan Rates



All members with an active checking, e-statements, and direct deposit will receive an additional 0.50% rate discount.
All members requesting GAP Protection, Extended Warranty, and/or Debt Protection will receive an additional 0.50% rate discount.

Terms less than 60 months may qualify for lower rate.

Loan TypeRate as low asAPRTerm
Unsecured Personal Loan8.00%8.00%60 months
Boat, Camper, ATV Loans5.75%5.75%60 months
New Auto3.50%3.50%60 months
New Auto3.75%3.75%72 months
New Auto4.00%4.00%84 months
Used Auto
(2015 - 2017)
4.00%4.00%60 months
Used Auto
(2010 - 2014)
4.50%4.50%60 months
Used Auto
(2015 - 2017)
4.25%4.25%72 months
Used Auto
2009 & Older
5.50%5.50%60 months
Visa Credit Card9.90%9.90%n/a
Visa Rewards Credit Card11.90%11.90%n/a
1st Lien Home Equity ($5,000 minimum)3.00%3.00%0-60 months
1st Lien Home Equity ($5,000 minimum)3.25%3.25%61-84 months
1st Lien Home Equity ($5,000 minimum) 3.50%3.50%85-120 months
1st Lien Home Equity ($25,000 minimum)4.00%4.00%121-180 months
2nd Lien Home Equity ($5,000 minimum)3.50%3.50%0-60 months
2nd Lien Home Equity ($5,000 minimum)3.75%3.75%61-84 months
2nd Lien Home Equity ($5,000 minimum)4.00%4.00%85-120 months
2nd Lien Home Equity ($25,000 minimum)4.50%4.50%121-180 months
Purchase Mortgages (80% of value)3.75%3.75%180 months

Effective as of March 24, 2020
*APR = Annual Percentage Rate
Rates are subjective to change without notice.