Privacy Policy



Grove City Area Federal Credit Union, your member owned financial institution, is committed to providing you financial products and services to meet your needs and reach your financial goals. We are equally committed to protecting our members’ privacy. You can be confident that your financial privacy is a priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, or would like us to mail you a copy of this privacy policy, please contact our office at 724-458-7520.

 

How we protect your information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

 

What You Can Do to Help Protect Your Privacy

Grove City Area Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:

  • Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your debit or credit cards which can provide free access to your accounts if your card is lost or stolen.
  • Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.
  • Keep your information with us current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.

 

USA Patriot Act of 2001

In order to open or change an account, add a signer, or make an application for any services, Federal Law (USA Patriot Act of 2001) now requires us to obtain and retain photo identification for identity verification purposes.

 

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

 

What this means to you

When you open an account, you will be required to provide your name, physical address, date of birth, social security number and other information that will allow us to identify you. We may then verify the information that you provided in your application with a consumer reporting agencies such as Equifax and/or ChexSystems.

 

If you have questions concerning this notice, please do not hesitate to call us at (724) 458-7520 – we are here to serve you.