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Loan Rates

Loan Rates

Effective May 25, 2022

Unsecured Loans

LOAN TYPE*APRTERM
Unsecured
Personal Loan
As low as 8.00%60 Months
Christmas LoanAs low as 6.00%18 Months
Vacation LoanAs low as 6.00%18 Months

Auto Loans

LOAN TYPE*APRTERM
New AutoAs low as 1.75%48 Months
New AutoAs low as 2.00%60 Months
New AutoAs low as 2.25%72 Months
New AutoAs low as 2.50%84 Months
Used Auto
(2017-2019)
As low as 2.50%60 Months
Used Auto
(2017-2019)
As low as 2.75%72 Months
Used Auto
(2012-2016)
As low as 3.00%60 Months
Used Auto
(2011 & Older)
As low as 4.00%60 Months
Boat, Camper, ATVAs low as 6.00%60 Months
Boat, Camper, ATV (Over $20,000)As low as 6.25%72 Months
Boat, Camper, ATV (Over $40,000)As low as 6.50%84 Months

Home Equity

LOAN TYPE*APRTERM
1st Lien Home Equity
($5,000 minimum)
2.75%0 – 60 Months
1st Lien Home Equity
($5,000 minimum)
3.00%61 – 84 Months
1st Lien Home Equity
($5,000 minimum)
3.25%85 – 120 Months
1st Lien Home Equity (*SPECIAL*)
($5,000 minimum)
3.25%121 – 144 Months
1st Lien Home Equity
($25,000 minimum)
3.99%145 – 180 Months
2nd Lien Home Equity
($5,000 minimum)
3.25%0 – 60 Months
2nd Lien Home Equity
($5,000 minimum)
3.50%61 – 84 Months
2nd Lien Home Equity
($5,000 minimum)
3.75%85 – 120 Months
2nd Lien Home Equity (SPECIAL)
($5,000 minimum)
3.75%121 – 144 Months
2nd Lien Home Equity
($25,000 minimum)
4.49%145 – 180 Months

Mortgage/Land

LOAN TYPE*APRTERM
Purchase Mortgage
(80% of value)
3.75%180 Months
Land Only6.00%144 Months

Other

LOAN TYPE*APRTERM
Share Secured2.50%Up to 60 Months
Share Secured $25,000+4.50%61-120 Months
Credit Builder (Amounts in $500 or $1,000)8.00%Up to 12 Months

Credit Card

LOAN TYPE*APR
Visa Platinum Credit Card9.90%
Visa Rewards Credit Card11.90%

*APR = Annual Percentage Rate
Rates are subjective to change without notice.