Loan Rates

Loan Rates

Effective October 1, 2020.

Unsecured Loans

LOAN TYPE*APRTERM
Unsecured
Personal Loan
8.00%60 months
Christmas Loan6.00%18 months
Vacation Loan6.00%18 months

Auto Loans

LOAN TYPE*APRTERM
New Auto3.50%60 months
New Auto3.75%72 months
New Auto4.00%84 months
Used Auto
(2015-2017)
4.00%60 Months
Used Auto
(2010-2014)
4.50%60 Months
Used Auto
(2015-2017)
4.25%72 Months
Used Auto
(2009 & Older)
5.50%60 Months
Boat, Camper, ATV6.00%60 Months

Home Equity

LOAN TYPE*APRTERM
1st Lien Home Equity
($5,000 minimum)
3.00%0 – 60 Months
1st Lien Home Equity
($5,000 minimum)
3.25%61 – 84 Months
1st Lien Home Equity
($5,000 minimum)
3.50%85 – 120 Months
1st Lien Home Equity
($25,000 minimum)
3.75%121 – 180 Months
2nd Lien Home Equity
($5,000 minimum)
3.50%0 – 60 Months
2nd Lien Home Equity
($5,000 minimum)
3.75%61 – 84 Months
2nd Lien Home Equity
($5,000 minimum)
4.00%85 – 120 Months
2nd Lien Home Equity
($25,000 minimum)
4.25%121 – 180 Months

Mortgage/Land

LOAN TYPE*APRTERM
Purchase Mortgage
(80% of value)
3.25%180 Months
Land Only6.00%144 Months

Credit Card

LOAN TYPE*APR
Visa Platinum Credit Card9.90%
Visa Rewards Credit Card11.90%

All members with an active checking, e-statements, and full direct deposit will receive an additional 0.50% rate discount!
All members requesting GAP Protection, Extended Warranty, and/or Debt Protection will receive an additional 0.50% rate discount!

Rate discount EXCLUDES Share Secured, Credit Builder, Land, Home Equity and Mortgage loans. Terms less than 60 months may qualify for lower rate.

*APR = Annual Percentage Rate
Rates are subjective to change without notice.