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Loan Rates

Loan Rates

Effective March 23, 2021.

Unsecured Loans

LOAN TYPE*APRTERM
Unsecured
Personal Loan
As low as 8.00%60 Months
Christmas LoanAs low as 6.00%18 Months
Vacation LoanAs low as 6.00%18 Months

Auto Loans

LOAN TYPE*APRTERM
New AutoAs low as 2.10%48 Months
New AutoAs low as 2.35%60 Months
New AutoAs low as 2.60%72 Months
New AutoAs low as 2.85%84 Months
Used Auto
(2016-2018)
As low as 2.85%60 Months
Used Auto
(2016-2018)
As low as 3.35%72 Months
Used Auto
(2011-2015)
As low as 3.35%60 Months
Used Auto
(2010 & Older)
As low as 4.35%60 Months
Boat, Camper, ATVAs low as 6.00%60 Months

Home Equity

LOAN TYPE*APRTERM
1st Lien Home Equity
($5,000 minimum)
2.25%0 – 60 Months
1st Lien Home Equity
($5,000 minimum)
2.50%61 – 84 Months
1st Lien Home Equity
($5,000 minimum)
2.75%85 – 120 Months
1st Lien Home Equity
($25,000 minimum)
3.25%121 – 180 Months
2nd Lien Home Equity
($5,000 minimum)
2.75%0 – 60 Months
2nd Lien Home Equity
($5,000 minimum)
3.00%61 – 84 Months
2nd Lien Home Equity
($5,000 minimum)
3.25%85 – 120 Months
2nd Lien Home Equity
($25,000 minimum)
3.75%121 – 180 Months

Mortgage/Land

LOAN TYPE*APRTERM
Purchase Mortgage
(80% of value)
3.25%180 Months
Land Only6.00%144 Months

Other

LOAN TYPE*APRTERM
Share Secured2.50%Up to 60 Months
Share Secured $25,000+4.50%61-120 Months
Credit Builder8.00%

Credit Card

LOAN TYPE*APR
Visa Platinum Credit Card9.90%
Visa Rewards Credit Card11.90%

*APR = Annual Percentage Rate
Rates are subjective to change without notice.