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Loan Rates

Loan Rates

Effective September 27, 2022

Unsecured Loans

LOAN TYPE*APRTERM
Unsecured
Personal Loan
As low as 8.25%60 Months
Christmas LoanAs low as 6.25%18 Months
Vacation LoanAs low as 6.25%18 Months

Auto Loans

LOAN TYPE*APRTERM
New AutoAs low as 4.00%48 Months
New AutoAs low as 4.25%60 Months
New Auto (Over $20,000)As low as 4.50%72 Months
New Auto (Over $40,000)As low as 4.75%84 Months
Used Auto
(2020-2022)
As low as 4.50%60 Months
Used Auto (Over $20,000)
(2020-2022)
As low as 4.75%72 Months
Used Auto
(2017-2019)
As low as 5.00%60 Months
Used Auto
(2016 & Older)
As low as 5.50%60 Months
Boat, Camper, ATVAs low as 7.25%60 Months
Boat, Camper, ATV (Over $20,000)As low as 7.50%72 Months
Boat, Camper, ATV (Over $40,000)As low as 7.75%84 Months

Home Equity

LOAN TYPE*APRTERM
1st Lien Home Equity
($5,000 minimum)
4.00%0 – 60 Months
1st Lien Home Equity
($5,000 minimum)
4.50%61 – 84 Months
1st Lien Home Equity
($5,000 minimum)
5.25%85 – 120 Months
1st Lien Home Equity
($25,000 minimum)
5.99%145 – 180 Months
2nd Lien Home Equity
($5,000 minimum)
4.50%0 – 60 Months
2nd Lien Home Equity
($5,000 minimum)
5.00%61 – 84 Months
2nd Lien Home Equity
($5,000 minimum)
5.75%85 – 120 Months
2nd Lien Home Equity
($25,000 minimum)
6.49%145 – 180 Months

Mortgage/Land

LOAN TYPE*APRTERM
Purchase Mortgage
(80% of value)
5.74%180 Months
Land Only7.00%144 Months

Other

LOAN TYPE*APRTERM
Share Secured2.50%Up to 60 Months
Share Secured $25,000+4.50%61-120 Months
Credit Builder (Amounts in $500 or $1,000)8.00%Up to 12 Months

Credit Card

LOAN TYPE*APR
Visa Platinum Credit Card9.90%
Visa Rewards Credit Card11.90%

*APR = Annual Percentage Rate
Rates are subjective to change without notice.