Checking Accounts

See All the Benefits of Banking with GCAFCU!

• FREE Share Draft Account! • FREE Debit Card! • NO Minimum Balance!

debit cards

Visa Debit Cards

A Credit Union Visa® Debit Card is available on active Share Draft (Checking) Accounts in good standing. Your debit card can be used for cash withdrawals up to $300.00 and point of purchase up to $700.00 per 24-hour period. Your first five cash withdrawal transactions during any one month are free. For each transaction exceeding five in one month you will be charged a $1.00 transaction fee. With your Credit Union Visa® Debit Card you have access to your account anywhere Visa® is accepted; seven days a week, 24 hours a day.

Receive a text message or email when your card is used.

Set custom alerts for transaction types and dollar amounts for:

  • Purchases over a selected amount
  • International purchases
  • Online purchases
  • Declined purchases
overdraft protection

Overdraft Protection

Overdraft Protection is available for most members. Overdraft Protection is a service that protects against nonsufficient funds while using your debit card. If you spend more than what is in your share draft account, overdraft protection allows the purchase to clear for a fee of $25. This service is great for emergency situations.