Type Dividend Rate APY*
 Shares 1.000% 1.000%
 Club Accts. 1.000% 1.000%
     
 Effective as of June 17, 2010
 Term Dividend Rate APY*
 6 Months 1.10% 1.11%
 12 Months 1.25% 1.26%
 18 Months 1.50% 1.51%
 Effective as of June 17, 2010
 Type Term APR*
 New Cars 60 Months 5.000%
 Used Cars 60 Months 6.000%
 Mortgages 180 Months 5.250%
 Effective as of August 24, 2010