Type Dividend Rate APY*
 Shares 1.000% 1.000%
 Club Accts. 1.000% 1.000%
     
 Effective as of September 16, 2009
 Term Dividend Rate APY*
 6 Months 1.250% 1.260%
 12 Months 1.500% 1.510%
 18 Months 1.750% 1.760%
 Effective as of September 16, 2009
 Type Term APR*
 New Cars 60 Months 5.000%
 Used Cars 60 Months 6.000%
 Mortgages 180 Months 5.750%
 Effective as of April 1, 2009