As a member of the Grove City Area Federal Credit Union, you have access to affordable financial products including savings, low cost loans, checking and convenient access to your funds with ATM and Visa Cards.

To learn more about our financial products simply scroll down the page.

 

 

Your primary account needed to maintain Credit Union membership. You must keep at least $5.00 in your account to remain a member. You may deposit any amount to this account at any time. Access to your share account is simple. You can withdrawl from your account in person, through the mail or by a phone request.

Dividends on the share account are computed on the actual daily balance. Dividends are posted on the 1st of the month following the end of the quarter. Dividends will not be paid on accounts with a share balance of less than $50.00. Once you have a Savings Account, members of your family can take advantage of the benefits of our Credit Union.

 

Our checking account is one of the best examples of credit union value:

• No Minimum Balance Requirement
• No Regular Monthly Service Fees on Active Accounts
• No Limit On The Number Of Checks Written Per Month

You can see that our Checking Account gives you flexibility without the worry of any minimum balance restrictions and you’ll receive an easy-to-read monthly statement listing all transactions.

A regular savings account must be maintained in order to have a Share Draft Checking Account.

 

SHARE CERTIFICATES
Share Certificates are the perfect way to save your money and earn a higher dividend rate at the same time.  Share Certificates can be purchased for 6, 12, 18, or 24 months.  All Share Certificates require a minimum deposit of $2,000.00.  Interest is calculated monthly and posted to your share savings account on the 1st of each month.  Members will receive a letter notifying them when their Share Certificates will mature and that the money will be deposited into their share savings account.

At least once during the year we all have a need for some extra cash – Christmas time! If you’re like most people, it isn’t always easy to set enough money aside ahead of time to cover these expenses and we usually end up putting these costs on a high interest credit card.

Make monthly or weekly deposits, it doesn't matter. If your employer offers payroll deduction, take advantage and set aside a little money each pay period. Christmas club funds will be deposited to your share savings account in October so you can start your holiday shopping before the rush.

 

The perfect way to save for your next vacation. The Vacation Club Account works like the Christmas Club Account. Put money away when you can or have payroll deduction. Checks are cut and mailed in May. Start planning now for that summer get-a-way in the sun!

 

Put a little money away for whatever reason you desire (taxes, insurance, etc.) Set aside a little each payday or whenever you wish and save yourself the worry of coming up with a large sum of money at one time.

 

Searching for just the right vehicle can be extremely time consuming. Don’t waste additional time searching for a place to finance your loan. Our rates are competitive, the loan application process is quick and convenient, and the service you’ll receive is friendly and efficient. We finance both new and used vehicles.

 

Use the equity in your home to add a new deck and pool, fix that leaky roof, finance your children’s education, buy a new vehicle, take a dream vacation, or consolidate high interest credit card balances into one monthly low cost payment!

We offer fixed rate equity loans. Call the Loan Department for the right Home Equity Loan for you.

 

Looking to buy a new house or refinance your existing mortgage? We offer a fixed rate 15 year mortgage with no hidden closing costs. Call the loan department today for more details.

 

Need extra money for auto repairs, vacation, the holidays or some other personal expenses? Our unsecured personal loan may be what you need. Borrow up to $5,000 for 60 months.

 

Need a little extra money, but don't want to drain your savings account? A Share Secured loan may be what you need. Borrow against your own money at a low rate. You will continue to earn dividends on the money in your account.

 

A Credit Union VISA card gives you a convenient way to make purchases at more than five million places and get emergency cash from thousands of locations worldwide. Recordkeeping is easy with a monthly VISA account statement.

• No annual fee.
• Interest on the unpaid balance equals 9.9% Annual Percentage Rate for purchases and cash advances.
• 25-day grace period on purchases.

Applications can be picked up at the Credit Union Office or call us and we will mail one to you.

 

To obtain a STAR/ATM card you must maintain a Share Draft Checking Account in good standing. Your STAR card will be good at any ATM machine and may be used to make deposits, withdrawls up to $200.00 per 24-hour period, or to transfer to either your share draft checking account or your regular share account.

 

Your first six transactions during any one month are free. For each transaction exceeding six in one month you will be charged a $1.00 transaction fee.

 

With your Credit Union STAR card you have easy access to your money seven days a week, 24 hours a day at any ATM machine throughout the area.

 

Travelers cheques are available to our members at a minimum fee of $1.00 for every $100.00 purchase. To obtain travelers cheques, simply come into the Credit Union office and our friendly staff will do the rest.